Landlord Insurance

Wed 29 Oct 2025

Mary Midgley, Lettings & Compliance Manager

Landlord insurance is a very important part of letting, and using a good quality cover is essential. Like all other types of insurance, it is really important to make sure your policy covers all your needs. If your property has a buy to let mortgage you will probably be required to take out buildings insurance as part of the mortgage agreement, however this does not cover other types of risk. It is really important to talk to an expert about this and chat everything though as you can easily get caught out by not having the right protection. Anne Pretorius a landlord insurance expert says the following:

“Whether a commercial or residential tenancy, if they go wrong, there can be lengthy and costly disputes often incurring large legal fees. This cost can be covered by legal expenses protection insurance either as an additional cover provided by your Landlords insurance policy or a separate policy in isolation.

The legal expenses insurance provision includes cover for the pursuit of rent arrears, legal defence for criminal & civil matters pertaining to property ownership, breach of tenancy agreement, eviction of tenants and/or squatters and property disputes but this list is not exhaustive.”

If you are interested in consulting her when your insurance is due, or you just want to check that your cover is sufficient then please let us know and we will put you in contact with her.